BMO BANK NATIONAL ASSN
CHICAGO, ILLINOIS · FDIC Cert #16571
Capital & Safety Analysis
According to FDIC financial data, BMO BANK NATIONAL ASSN holds a Tier 1 capital ratio of 12.41%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BMO BANK NATIONAL ASSN has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BMO BANK NATIONAL ASSN shows strong financial health indicators. With $262.0B in assets and a Health Score of 83/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BMO BANK NATIONAL ASSN has a Bank Health Score of A (83/100). It holds a Tier 1 capital ratio of 12.41%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BMO BANK NATIONAL ASSN holds $262.0B in total assets and $206.8B in total deposits. It is located in CHICAGO, ILLINOIS (FDIC Certificate #16571).
BMO BANK NATIONAL ASSN has a Tier 1 capital ratio of 12.41%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.14%, and the return on assets is 1.10%.
Yes. BMO BANK NATIONAL ASSN is FDIC-insured (Certificate #16571). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.