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BankHealth

BLUEHARBOR BANK

MOORESVILLE, NORTH CAROLINA · FDIC Cert #58691

B
Health Score
77/100
$463M
Total Assets
$404M
Total Deposits
13.84%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, BLUEHARBOR BANK holds a Tier 1 capital ratio of 13.84%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BLUEHARBOR BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.01%
Nonperforming Loans
Low — healthy loan portfolio
11.57%
Liquidity Ratio
Adequate liquidity
1.59%
Return on Assets
Profitable — earning well on assets
$404M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

BLUEHARBOR BANK shows strong financial health indicators. With $463M in assets and a Health Score of 77/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

BLUEHARBOR BANK has a Bank Health Score of B (77/100). It holds a Tier 1 capital ratio of 13.84%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

BLUEHARBOR BANK holds $463M in total assets and $404M in total deposits. It is located in MOORESVILLE, NORTH CAROLINA (FDIC Certificate #58691).

BLUEHARBOR BANK has a Tier 1 capital ratio of 13.84%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.01%, and the return on assets is 1.59%.

Yes. BLUEHARBOR BANK is FDIC-insured (Certificate #58691). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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