BLACKHAWK BANK&TRUST
MILAN, ILLINOIS · FDIC Cert #18402
Capital & Safety Analysis
According to FDIC financial data, BLACKHAWK BANK&TRUST holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject BLACKHAWK BANK&TRUST to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
BLACKHAWK BANK&TRUST shows average financial health. While not alarming, its Health Score of 58/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BLACKHAWK BANK&TRUST has a Bank Health Score of C (58/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BLACKHAWK BANK&TRUST holds $1.8B in total assets and $1.3B in total deposits. It is located in MILAN, ILLINOIS (FDIC Certificate #18402).
BLACKHAWK BANK&TRUST has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.33%, and the return on assets is 0.82%.
Yes. BLACKHAWK BANK&TRUST is FDIC-insured (Certificate #18402). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.