BLACK RIVER COUNTRY BANK
BLACK RIVER FALL, WISCONSIN · FDIC Cert #15152
Capital & Safety Analysis
According to FDIC financial data, BLACK RIVER COUNTRY BANK holds a Tier 1 capital ratio of 12.74%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BLACK RIVER COUNTRY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BLACK RIVER COUNTRY BANK shows strong financial health indicators. With $99M in assets and a Health Score of 79/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BLACK RIVER COUNTRY BANK has a Bank Health Score of B (79/100). It holds a Tier 1 capital ratio of 12.74%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BLACK RIVER COUNTRY BANK holds $99M in total assets and $80M in total deposits. It is located in BLACK RIVER FALL, WISCONSIN (FDIC Certificate #15152).
BLACK RIVER COUNTRY BANK has a Tier 1 capital ratio of 12.74%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.01%, and the return on assets is 0.85%.
Yes. BLACK RIVER COUNTRY BANK is FDIC-insured (Certificate #15152). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.