BLACK HILLS CMTY BANK N A
RAPID CITY, SOUTH DAKOTA · FDIC Cert #58723
Capital & Safety Analysis
According to FDIC financial data, BLACK HILLS CMTY BANK N A holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject BLACK HILLS CMTY BANK N A to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
BLACK HILLS CMTY BANK N A shows average financial health. While not alarming, its Health Score of 60/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BLACK HILLS CMTY BANK N A has a Bank Health Score of C (60/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BLACK HILLS CMTY BANK N A holds $480M in total assets and $400M in total deposits. It is located in RAPID CITY, SOUTH DAKOTA (FDIC Certificate #58723).
BLACK HILLS CMTY BANK N A has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.77%.
Yes. BLACK HILLS CMTY BANK N A is FDIC-insured (Certificate #58723). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.