BIPPUS STATE BANK
HUNTINGTON, INDIANA · FDIC Cert #1847
Capital & Safety Analysis
According to FDIC financial data, BIPPUS STATE BANK holds a Tier 1 capital ratio of 15.44%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BIPPUS STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BIPPUS STATE BANK shows strong financial health indicators. With $362M in assets and a Health Score of 78/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BIPPUS STATE BANK has a Bank Health Score of B (78/100). It holds a Tier 1 capital ratio of 15.44%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BIPPUS STATE BANK holds $362M in total assets and $320M in total deposits. It is located in HUNTINGTON, INDIANA (FDIC Certificate #1847).
BIPPUS STATE BANK has a Tier 1 capital ratio of 15.44%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.83%, and the return on assets is 2.16%.
Yes. BIPPUS STATE BANK is FDIC-insured (Certificate #1847). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.