BELL BANK
FARGO, NORTH DAKOTA · FDIC Cert #19581
Capital & Safety Analysis
According to FDIC financial data, BELL BANK holds a Tier 1 capital ratio of 11.09%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BELL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BELL BANK shows average financial health. While not alarming, its Health Score of 57/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BELL BANK has a Bank Health Score of C (57/100). It holds a Tier 1 capital ratio of 11.09%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BELL BANK holds $13.9B in total assets and $12.0B in total deposits. It is located in FARGO, NORTH DAKOTA (FDIC Certificate #19581).
BELL BANK has a Tier 1 capital ratio of 11.09%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.60%, and the return on assets is 0.59%.
Yes. BELL BANK is FDIC-insured (Certificate #19581). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.