BEDFORD FEDERAL SAVINGS BANK
BEDFORD, INDIANA · FDIC Cert #29024
Capital & Safety Analysis
According to FDIC financial data, BEDFORD FEDERAL SAVINGS BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject BEDFORD FEDERAL SAVINGS BANK to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
BEDFORD FEDERAL SAVINGS BANK shows some financial weakness with a Health Score of 43/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BEDFORD FEDERAL SAVINGS BANK has a Bank Health Score of D (43/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BEDFORD FEDERAL SAVINGS BANK holds $235M in total assets and $202M in total deposits. It is located in BEDFORD, INDIANA (FDIC Certificate #29024).
BEDFORD FEDERAL SAVINGS BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 1.48%, and the return on assets is 1.56%.
Yes. BEDFORD FEDERAL SAVINGS BANK is FDIC-insured (Certificate #29024). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.