BEARDSTOWN SAVINGS S B
BEARDSTOWN, ILLINOIS · FDIC Cert #30043
Capital & Safety Analysis
According to FDIC financial data, BEARDSTOWN SAVINGS S B holds a Tier 1 capital ratio of 20.03%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BEARDSTOWN SAVINGS S B has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BEARDSTOWN SAVINGS S B shows strong financial health indicators. With $66M in assets and a Health Score of 87/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BEARDSTOWN SAVINGS S B has a Bank Health Score of A (87/100). It holds a Tier 1 capital ratio of 20.03%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BEARDSTOWN SAVINGS S B holds $66M in total assets and $52M in total deposits. It is located in BEARDSTOWN, ILLINOIS (FDIC Certificate #30043).
BEARDSTOWN SAVINGS S B has a Tier 1 capital ratio of 20.03%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.18%, and the return on assets is 0.39%.
Yes. BEARDSTOWN SAVINGS S B is FDIC-insured (Certificate #30043). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.