BEACON COMMUNITY BANK
MOUNT PLEASANT, SOUTH CAROLINA · FDIC Cert #59106
Capital & Safety Analysis
According to FDIC financial data, BEACON COMMUNITY BANK holds a Tier 1 capital ratio of 7.64%. This meets the minimum 6% threshold for "adequately capitalized" but falls short of the 8% "well-capitalized" standard.
Key Financial Metrics
What This Means For Your Money
BEACON COMMUNITY BANK shows average financial health. While not alarming, its Health Score of 52/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BEACON COMMUNITY BANK has a Bank Health Score of C (52/100). It holds a Tier 1 capital ratio of 7.64%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BEACON COMMUNITY BANK holds $710M in total assets and $544M in total deposits. It is located in MOUNT PLEASANT, SOUTH CAROLINA (FDIC Certificate #59106).
BEACON COMMUNITY BANK has a Tier 1 capital ratio of 7.64%, classifying it as "Adequately Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.20%.
Yes. BEACON COMMUNITY BANK is FDIC-insured (Certificate #59106). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.