BAYVANGUARD BANK
BALTIMORE, MARYLAND · FDIC Cert #32527
Capital & Safety Analysis
According to FDIC financial data, BAYVANGUARD BANK holds a Tier 1 capital ratio of 24.22%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BAYVANGUARD BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BAYVANGUARD BANK shows strong financial health indicators. With $888M in assets and a Health Score of 78/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BAYVANGUARD BANK has a Bank Health Score of B (78/100). It holds a Tier 1 capital ratio of 24.22%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BAYVANGUARD BANK holds $888M in total assets and $691M in total deposits. It is located in BALTIMORE, MARYLAND (FDIC Certificate #32527).
BAYVANGUARD BANK has a Tier 1 capital ratio of 24.22%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.17%, and the return on assets is 2.19%.
Yes. BAYVANGUARD BANK is FDIC-insured (Certificate #32527). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.