BATH STATE BANK
BATH, INDIANA · FDIC Cert #8035
Capital & Safety Analysis
According to FDIC financial data, BATH STATE BANK holds a Tier 1 capital ratio of 11.52%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BATH STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BATH STATE BANK shows strong financial health indicators. With $314M in assets and a Health Score of 75/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BATH STATE BANK has a Bank Health Score of B (75/100). It holds a Tier 1 capital ratio of 11.52%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BATH STATE BANK holds $314M in total assets and $287M in total deposits. It is located in BATH, INDIANA (FDIC Certificate #8035).
BATH STATE BANK has a Tier 1 capital ratio of 11.52%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.14%, and the return on assets is 0.48%.
Yes. BATH STATE BANK is FDIC-insured (Certificate #8035). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.