BARWICK BANKING CO
BARWICK, GEORGIA · FDIC Cert #22205
Capital & Safety Analysis
According to FDIC financial data, BARWICK BANKING CO holds a Tier 1 capital ratio of 9.25%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BARWICK BANKING CO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BARWICK BANKING CO shows average financial health. While not alarming, its Health Score of 63/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BARWICK BANKING CO has a Bank Health Score of C (63/100). It holds a Tier 1 capital ratio of 9.25%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BARWICK BANKING CO holds $505M in total assets and $455M in total deposits. It is located in BARWICK, GEORGIA (FDIC Certificate #22205).
BARWICK BANKING CO has a Tier 1 capital ratio of 9.25%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.09%, and the return on assets is 0.77%.
Yes. BARWICK BANKING CO is FDIC-insured (Certificate #22205). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.