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BankHealth

BARRINGTON B&T CO NA

BARRINGTON, ILLINOIS · FDIC Cert #34395

D
Health Score
40/100
$4.2B
Total Assets
$3.2B
Total Deposits
11.10%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, BARRINGTON B&T CO NA holds a Tier 1 capital ratio of 11.10%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BARRINGTON B&T CO NA has a strong buffer to absorb potential losses.

Key Financial Metrics

5.55%
Nonperforming Loans
High — significant loan problems
12.84%
Liquidity Ratio
Adequate liquidity
1.50%
Return on Assets
Profitable — earning well on assets
$3.2B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

BARRINGTON B&T CO NA shows some financial weakness with a Health Score of 40/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

BARRINGTON B&T CO NA has a Bank Health Score of D (40/100). It holds a Tier 1 capital ratio of 11.10%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

BARRINGTON B&T CO NA holds $4.2B in total assets and $3.2B in total deposits. It is located in BARRINGTON, ILLINOIS (FDIC Certificate #34395).

BARRINGTON B&T CO NA has a Tier 1 capital ratio of 11.10%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 5.55%, and the return on assets is 1.50%.

Yes. BARRINGTON B&T CO NA is FDIC-insured (Certificate #34395). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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