BANKVISTA
SARTELL, MINNESOTA · FDIC Cert #35406
Capital & Safety Analysis
According to FDIC financial data, BANKVISTA holds a Tier 1 capital ratio of 10.95%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANKVISTA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANKVISTA shows average financial health. While not alarming, its Health Score of 53/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANKVISTA has a Bank Health Score of C (53/100). It holds a Tier 1 capital ratio of 10.95%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANKVISTA holds $611M in total assets and $515M in total deposits. It is located in SARTELL, MINNESOTA (FDIC Certificate #35406).
BANKVISTA has a Tier 1 capital ratio of 10.95%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.03%, and the return on assets is 0.69%.
Yes. BANKVISTA is FDIC-insured (Certificate #35406). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.