BANKSTAR FINANCIAL
ELKTON, SOUTH DAKOTA · FDIC Cert #496
Capital & Safety Analysis
According to FDIC financial data, BANKSTAR FINANCIAL holds a Tier 1 capital ratio of 10.57%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANKSTAR FINANCIAL has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANKSTAR FINANCIAL shows average financial health. While not alarming, its Health Score of 64/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANKSTAR FINANCIAL has a Bank Health Score of C (64/100). It holds a Tier 1 capital ratio of 10.57%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANKSTAR FINANCIAL holds $311M in total assets and $245M in total deposits. It is located in ELKTON, SOUTH DAKOTA (FDIC Certificate #496).
BANKSTAR FINANCIAL has a Tier 1 capital ratio of 10.57%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.37%, and the return on assets is 0.69%.
Yes. BANKSTAR FINANCIAL is FDIC-insured (Certificate #496). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.