BANK3
MEMPHIS, TENNESSEE · FDIC Cert #15205
Capital & Safety Analysis
According to FDIC financial data, BANK3 holds a Tier 1 capital ratio of 12.52%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK3 has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANK3 shows average financial health. While not alarming, its Health Score of 64/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK3 has a Bank Health Score of C (64/100). It holds a Tier 1 capital ratio of 12.52%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK3 holds $450M in total assets and $387M in total deposits. It is located in MEMPHIS, TENNESSEE (FDIC Certificate #15205).
BANK3 has a Tier 1 capital ratio of 12.52%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.11%, and the return on assets is 0.22%.
Yes. BANK3 is FDIC-insured (Certificate #15205). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.