BANK PLUS
ESTHERVILLE, IOWA · FDIC Cert #16547
Capital & Safety Analysis
According to FDIC financial data, BANK PLUS holds a Tier 1 capital ratio of 9.93%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK PLUS has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANK PLUS shows average financial health. While not alarming, its Health Score of 59/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK PLUS has a Bank Health Score of C (59/100). It holds a Tier 1 capital ratio of 9.93%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK PLUS holds $161M in total assets and $117M in total deposits. It is located in ESTHERVILLE, IOWA (FDIC Certificate #16547).
BANK PLUS has a Tier 1 capital ratio of 9.93%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.05%, and the return on assets is 0.83%.
Yes. BANK PLUS is FDIC-insured (Certificate #16547). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.