BANK OF WESTERN OKLAHOMA
ELK CITY, OKLAHOMA · FDIC Cert #4087
Capital & Safety Analysis
According to FDIC financial data, BANK OF WESTERN OKLAHOMA holds a Tier 1 capital ratio of 10.91%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF WESTERN OKLAHOMA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANK OF WESTERN OKLAHOMA shows average financial health. While not alarming, its Health Score of 59/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK OF WESTERN OKLAHOMA has a Bank Health Score of C (59/100). It holds a Tier 1 capital ratio of 10.91%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK OF WESTERN OKLAHOMA holds $385M in total assets and $348M in total deposits. It is located in ELK CITY, OKLAHOMA (FDIC Certificate #4087).
BANK OF WESTERN OKLAHOMA has a Tier 1 capital ratio of 10.91%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.43%, and the return on assets is 2.95%.
Yes. BANK OF WESTERN OKLAHOMA is FDIC-insured (Certificate #4087). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.