BANK OF WEST
THOMAS, OKLAHOMA · FDIC Cert #25703
Capital & Safety Analysis
According to FDIC financial data, BANK OF WEST holds a Tier 1 capital ratio of 13.11%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF WEST has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANK OF WEST shows strong financial health indicators. With $172M in assets and a Health Score of 75/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK OF WEST has a Bank Health Score of B (75/100). It holds a Tier 1 capital ratio of 13.11%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK OF WEST holds $172M in total assets and $149M in total deposits. It is located in THOMAS, OKLAHOMA (FDIC Certificate #25703).
BANK OF WEST has a Tier 1 capital ratio of 13.11%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.57%, and the return on assets is 2.77%.
Yes. BANK OF WEST is FDIC-insured (Certificate #25703). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.