BANK OF THE ROCKIES
HELENA, MONTANA · FDIC Cert #2205
Capital & Safety Analysis
According to FDIC financial data, BANK OF THE ROCKIES holds a Tier 1 capital ratio of 11.45%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF THE ROCKIES has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANK OF THE ROCKIES shows strong financial health indicators. With $252M in assets and a Health Score of 79/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK OF THE ROCKIES has a Bank Health Score of B (79/100). It holds a Tier 1 capital ratio of 11.45%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK OF THE ROCKIES holds $252M in total assets and $203M in total deposits. It is located in HELENA, MONTANA (FDIC Certificate #2205).
BANK OF THE ROCKIES has a Tier 1 capital ratio of 11.45%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.22%, and the return on assets is 1.38%.
Yes. BANK OF THE ROCKIES is FDIC-insured (Certificate #2205). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.