BANK OF THE ORIENT
SAN FRANCISCO, CALIFORNIA · FDIC Cert #20387
Capital & Safety Analysis
According to FDIC financial data, BANK OF THE ORIENT holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject BANK OF THE ORIENT to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
BANK OF THE ORIENT shows some financial weakness with a Health Score of 47/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK OF THE ORIENT has a Bank Health Score of D (47/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK OF THE ORIENT holds $938M in total assets and $785M in total deposits. It is located in SAN FRANCISCO, CALIFORNIA (FDIC Certificate #20387).
BANK OF THE ORIENT has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.02%, and the return on assets is 1.02%.
Yes. BANK OF THE ORIENT is FDIC-insured (Certificate #20387). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.