BANK OF THE LOWCOUNTRY
WALTERBORO, SOUTH CAROLINA · FDIC Cert #27496
Capital & Safety Analysis
According to FDIC financial data, BANK OF THE LOWCOUNTRY holds a Tier 1 capital ratio of 11.61%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF THE LOWCOUNTRY has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANK OF THE LOWCOUNTRY shows strong financial health indicators. With $361M in assets and a Health Score of 83/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK OF THE LOWCOUNTRY has a Bank Health Score of A (83/100). It holds a Tier 1 capital ratio of 11.61%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK OF THE LOWCOUNTRY holds $361M in total assets and $339M in total deposits. It is located in WALTERBORO, SOUTH CAROLINA (FDIC Certificate #27496).
BANK OF THE LOWCOUNTRY has a Tier 1 capital ratio of 11.61%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.12%, and the return on assets is 0.32%.
Yes. BANK OF THE LOWCOUNTRY is FDIC-insured (Certificate #27496). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.