BANK OF SPRINGFIELD
SPRINGFIELD, ILLINOIS · FDIC Cert #19506
Capital & Safety Analysis
According to FDIC financial data, BANK OF SPRINGFIELD holds a Tier 1 capital ratio of 10.23%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF SPRINGFIELD has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANK OF SPRINGFIELD shows average financial health. While not alarming, its Health Score of 58/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK OF SPRINGFIELD has a Bank Health Score of C (58/100). It holds a Tier 1 capital ratio of 10.23%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK OF SPRINGFIELD holds $1.6B in total assets and $1.4B in total deposits. It is located in SPRINGFIELD, ILLINOIS (FDIC Certificate #19506).
BANK OF SPRINGFIELD has a Tier 1 capital ratio of 10.23%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.54%, and the return on assets is 1.39%.
Yes. BANK OF SPRINGFIELD is FDIC-insured (Certificate #19506). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.