BANK OF SAN FRANCISCO
SAN FRANCISCO, CALIFORNIA · FDIC Cert #58069
Capital & Safety Analysis
According to FDIC financial data, BANK OF SAN FRANCISCO holds a Tier 1 capital ratio of 17.44%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF SAN FRANCISCO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANK OF SAN FRANCISCO shows strong financial health indicators. With $614M in assets and a Health Score of 78/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK OF SAN FRANCISCO has a Bank Health Score of B (78/100). It holds a Tier 1 capital ratio of 17.44%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK OF SAN FRANCISCO holds $614M in total assets and $534M in total deposits. It is located in SAN FRANCISCO, CALIFORNIA (FDIC Certificate #58069).
BANK OF SAN FRANCISCO has a Tier 1 capital ratio of 17.44%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.70%, and the return on assets is 1.41%.
Yes. BANK OF SAN FRANCISCO is FDIC-insured (Certificate #58069). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.