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BankHealth

BANK OF PERRY COUNTY

LOBELVILLE, TENNESSEE · FDIC Cert #1713

B
Health Score
70/100
$224M
Total Assets
$197M
Total Deposits
12.97%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, BANK OF PERRY COUNTY holds a Tier 1 capital ratio of 12.97%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF PERRY COUNTY has a strong buffer to absorb potential losses.

Key Financial Metrics

0.22%
Nonperforming Loans
Low — healthy loan portfolio
7.88%
Liquidity Ratio
Low — potential liquidity stress
1.74%
Return on Assets
Profitable — earning well on assets
$197M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

BANK OF PERRY COUNTY shows strong financial health indicators. With $224M in assets and a Health Score of 70/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

BANK OF PERRY COUNTY has a Bank Health Score of B (70/100). It holds a Tier 1 capital ratio of 12.97%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

BANK OF PERRY COUNTY holds $224M in total assets and $197M in total deposits. It is located in LOBELVILLE, TENNESSEE (FDIC Certificate #1713).

BANK OF PERRY COUNTY has a Tier 1 capital ratio of 12.97%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.22%, and the return on assets is 1.74%.

Yes. BANK OF PERRY COUNTY is FDIC-insured (Certificate #1713). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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