BANK OF LINDSAY
LINDSAY, NEBRASKA · FDIC Cert #19087
Capital & Safety Analysis
According to FDIC financial data, BANK OF LINDSAY holds a Tier 1 capital ratio of 10.86%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF LINDSAY has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANK OF LINDSAY shows average financial health. While not alarming, its Health Score of 63/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK OF LINDSAY has a Bank Health Score of C (63/100). It holds a Tier 1 capital ratio of 10.86%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK OF LINDSAY holds $92M in total assets and $62M in total deposits. It is located in LINDSAY, NEBRASKA (FDIC Certificate #19087).
BANK OF LINDSAY has a Tier 1 capital ratio of 10.86%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.90%.
Yes. BANK OF LINDSAY is FDIC-insured (Certificate #19087). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.