BANK OF DAWSON
DAWSON, GEORGIA · FDIC Cert #876
Capital & Safety Analysis
According to FDIC financial data, BANK OF DAWSON holds a Tier 1 capital ratio of 24.43%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF DAWSON has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANK OF DAWSON shows strong financial health indicators. With $154M in assets and a Health Score of 72/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK OF DAWSON has a Bank Health Score of B (72/100). It holds a Tier 1 capital ratio of 24.43%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK OF DAWSON holds $154M in total assets and $126M in total deposits. It is located in DAWSON, GEORGIA (FDIC Certificate #876).
BANK OF DAWSON has a Tier 1 capital ratio of 24.43%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 3.80%, and the return on assets is 1.69%.
Yes. BANK OF DAWSON is FDIC-insured (Certificate #876). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.