BANK OF CLEVELAND
CLEVELAND, TENNESSEE · FDIC Cert #26955
Capital & Safety Analysis
According to FDIC financial data, BANK OF CLEVELAND holds a Tier 1 capital ratio of 23.03%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF CLEVELAND has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANK OF CLEVELAND shows strong financial health indicators. With $352M in assets and a Health Score of 89/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK OF CLEVELAND has a Bank Health Score of A (89/100). It holds a Tier 1 capital ratio of 23.03%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK OF CLEVELAND holds $352M in total assets and $281M in total deposits. It is located in CLEVELAND, TENNESSEE (FDIC Certificate #26955).
BANK OF CLEVELAND has a Tier 1 capital ratio of 23.03%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 2.55%.
Yes. BANK OF CLEVELAND is FDIC-insured (Certificate #26955). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.