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BankHealth

BANK OF CLARKS

CLARKS, NEBRASKA · FDIC Cert #16953

C
Health Score
63/100
$48M
Total Assets
$41M
Total Deposits
12.01%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, BANK OF CLARKS holds a Tier 1 capital ratio of 12.01%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF CLARKS has a strong buffer to absorb potential losses.

Key Financial Metrics

2.21%
Nonperforming Loans
Moderate — some loan stress
21.38%
Liquidity Ratio
Strong — can meet withdrawal demands
0.15%
Return on Assets
Low profitability
$41M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

BANK OF CLARKS shows average financial health. While not alarming, its Health Score of 63/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

BANK OF CLARKS has a Bank Health Score of C (63/100). It holds a Tier 1 capital ratio of 12.01%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

BANK OF CLARKS holds $48M in total assets and $41M in total deposits. It is located in CLARKS, NEBRASKA (FDIC Certificate #16953).

BANK OF CLARKS has a Tier 1 capital ratio of 12.01%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.21%, and the return on assets is 0.15%.

Yes. BANK OF CLARKS is FDIC-insured (Certificate #16953). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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