BANK OF CHARLOTTE COUNTY
PHENIX, VIRGINIA · FDIC Cert #14491
Capital & Safety Analysis
According to FDIC financial data, BANK OF CHARLOTTE COUNTY holds a Tier 1 capital ratio of 16.17%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF CHARLOTTE COUNTY has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANK OF CHARLOTTE COUNTY shows strong financial health indicators. With $194M in assets and a Health Score of 89/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK OF CHARLOTTE COUNTY has a Bank Health Score of A (89/100). It holds a Tier 1 capital ratio of 16.17%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK OF CHARLOTTE COUNTY holds $194M in total assets and $165M in total deposits. It is located in PHENIX, VIRGINIA (FDIC Certificate #14491).
BANK OF CHARLOTTE COUNTY has a Tier 1 capital ratio of 16.17%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.09%, and the return on assets is 1.70%.
Yes. BANK OF CHARLOTTE COUNTY is FDIC-insured (Certificate #14491). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.