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BankHealth

BANK OF BOZEMAN

BOZEMAN, MONTANA · FDIC Cert #57952

B
Health Score
73/100
$106M
Total Assets
$90M
Total Deposits
11.92%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, BANK OF BOZEMAN holds a Tier 1 capital ratio of 11.92%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF BOZEMAN has a strong buffer to absorb potential losses.

Key Financial Metrics

0.65%
Nonperforming Loans
Low — healthy loan portfolio
21.82%
Liquidity Ratio
Strong — can meet withdrawal demands
0.34%
Return on Assets
Low profitability
$90M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

BANK OF BOZEMAN shows strong financial health indicators. With $106M in assets and a Health Score of 73/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

BANK OF BOZEMAN has a Bank Health Score of B (73/100). It holds a Tier 1 capital ratio of 11.92%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

BANK OF BOZEMAN holds $106M in total assets and $90M in total deposits. It is located in BOZEMAN, MONTANA (FDIC Certificate #57952).

BANK OF BOZEMAN has a Tier 1 capital ratio of 11.92%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.65%, and the return on assets is 0.34%.

Yes. BANK OF BOZEMAN is FDIC-insured (Certificate #57952). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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