BANK OF BOURBONNAIS
BOURBONNAIS, ILLINOIS · FDIC Cert #21635
Capital & Safety Analysis
According to FDIC financial data, BANK OF BOURBONNAIS holds a Tier 1 capital ratio of 16.01%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF BOURBONNAIS has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANK OF BOURBONNAIS shows strong financial health indicators. With $80M in assets and a Health Score of 80/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK OF BOURBONNAIS has a Bank Health Score of A (80/100). It holds a Tier 1 capital ratio of 16.01%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK OF BOURBONNAIS holds $80M in total assets and $65M in total deposits. It is located in BOURBONNAIS, ILLINOIS (FDIC Certificate #21635).
BANK OF BOURBONNAIS has a Tier 1 capital ratio of 16.01%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.11%, and the return on assets is 0.38%.
Yes. BANK OF BOURBONNAIS is FDIC-insured (Certificate #21635). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.