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BankHealth

BANK OF BIRD-IN-HAND

BIRD IN HAND, PENNSYLVANIA · FDIC Cert #59074

C
Health Score
64/100
$1.5B
Total Assets
$1.2B
Total Deposits
11.13%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, BANK OF BIRD-IN-HAND holds a Tier 1 capital ratio of 11.13%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF BIRD-IN-HAND has a strong buffer to absorb potential losses.

Key Financial Metrics

0.01%
Nonperforming Loans
Low — healthy loan portfolio
9.84%
Liquidity Ratio
Low — potential liquidity stress
0.67%
Return on Assets
Low profitability
$1.2B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

BANK OF BIRD-IN-HAND shows average financial health. While not alarming, its Health Score of 64/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

BANK OF BIRD-IN-HAND has a Bank Health Score of C (64/100). It holds a Tier 1 capital ratio of 11.13%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

BANK OF BIRD-IN-HAND holds $1.5B in total assets and $1.2B in total deposits. It is located in BIRD IN HAND, PENNSYLVANIA (FDIC Certificate #59074).

BANK OF BIRD-IN-HAND has a Tier 1 capital ratio of 11.13%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.01%, and the return on assets is 0.67%.

Yes. BANK OF BIRD-IN-HAND is FDIC-insured (Certificate #59074). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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