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BankHealth

BANK FIVE NINE

OCONOMOWOC, WISCONSIN · FDIC Cert #12517

C
Health Score
64/100
$2.1B
Total Assets
$1.7B
Total Deposits
10.81%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, BANK FIVE NINE holds a Tier 1 capital ratio of 10.81%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK FIVE NINE has a strong buffer to absorb potential losses.

Key Financial Metrics

0.39%
Nonperforming Loans
Low — healthy loan portfolio
12.62%
Liquidity Ratio
Adequate liquidity
0.78%
Return on Assets
Low profitability
$1.7B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

BANK FIVE NINE shows average financial health. While not alarming, its Health Score of 64/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

BANK FIVE NINE has a Bank Health Score of C (64/100). It holds a Tier 1 capital ratio of 10.81%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

BANK FIVE NINE holds $2.1B in total assets and $1.7B in total deposits. It is located in OCONOMOWOC, WISCONSIN (FDIC Certificate #12517).

BANK FIVE NINE has a Tier 1 capital ratio of 10.81%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.39%, and the return on assets is 0.78%.

Yes. BANK FIVE NINE is FDIC-insured (Certificate #12517). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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