BANCCENTRAL NATIONAL ASSN
ALVA, OKLAHOMA · FDIC Cert #4033
Capital & Safety Analysis
According to FDIC financial data, BANCCENTRAL NATIONAL ASSN holds a Tier 1 capital ratio of 14.47%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANCCENTRAL NATIONAL ASSN has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANCCENTRAL NATIONAL ASSN shows average financial health. While not alarming, its Health Score of 59/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANCCENTRAL NATIONAL ASSN has a Bank Health Score of C (59/100). It holds a Tier 1 capital ratio of 14.47%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANCCENTRAL NATIONAL ASSN holds $280M in total assets and $266M in total deposits. It is located in ALVA, OKLAHOMA (FDIC Certificate #4033).
BANCCENTRAL NATIONAL ASSN has a Tier 1 capital ratio of 14.47%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 22.21%, and the return on assets is -1.05%.
Yes. BANCCENTRAL NATIONAL ASSN is FDIC-insured (Certificate #4033). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.