B1BANK
BATON ROUGE, LOUISIANA · FDIC Cert #58228
Capital & Safety Analysis
According to FDIC financial data, B1BANK holds a Tier 1 capital ratio of 11.79%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning B1BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
B1BANK shows strong financial health indicators. With $6.7B in assets and a Health Score of 72/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
B1BANK has a Bank Health Score of B (72/100). It holds a Tier 1 capital ratio of 11.79%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
B1BANK holds $6.7B in total assets and $5.6B in total deposits. It is located in BATON ROUGE, LOUISIANA (FDIC Certificate #58228).
B1BANK has a Tier 1 capital ratio of 11.79%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.43%, and the return on assets is 1.35%.
Yes. B1BANK is FDIC-insured (Certificate #58228). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.