AUTO CLUB TRUST FSB
DEARBORN, MICHIGAN · FDIC Cert #35115
Capital & Safety Analysis
According to FDIC financial data, AUTO CLUB TRUST FSB holds a Tier 1 capital ratio of 16.36%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning AUTO CLUB TRUST FSB has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
AUTO CLUB TRUST FSB shows strong financial health indicators. With $484M in assets and a Health Score of 86/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
AUTO CLUB TRUST FSB has a Bank Health Score of A (86/100). It holds a Tier 1 capital ratio of 16.36%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
AUTO CLUB TRUST FSB holds $484M in total assets and $338M in total deposits. It is located in DEARBORN, MICHIGAN (FDIC Certificate #35115).
AUTO CLUB TRUST FSB has a Tier 1 capital ratio of 16.36%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.74%, and the return on assets is -3.18%.
Yes. AUTO CLUB TRUST FSB is FDIC-insured (Certificate #35115). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.