Skip to main content
BankHealth

AUBURN SAVINGS BANK FSB

AUBURN, MAINE · FDIC Cert #28288

B
Health Score
69/100
$102M
Total Assets
$75M
Total Deposits
11.91%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, AUBURN SAVINGS BANK FSB holds a Tier 1 capital ratio of 11.91%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning AUBURN SAVINGS BANK FSB has a strong buffer to absorb potential losses.

Key Financial Metrics

0.31%
Nonperforming Loans
Low — healthy loan portfolio
16.36%
Liquidity Ratio
Adequate liquidity
0.13%
Return on Assets
Low profitability
$75M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

AUBURN SAVINGS BANK FSB shows strong financial health indicators. With $102M in assets and a Health Score of 69/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

AUBURN SAVINGS BANK FSB has a Bank Health Score of B (69/100). It holds a Tier 1 capital ratio of 11.91%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

AUBURN SAVINGS BANK FSB holds $102M in total assets and $75M in total deposits. It is located in AUBURN, MAINE (FDIC Certificate #28288).

AUBURN SAVINGS BANK FSB has a Tier 1 capital ratio of 11.91%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.31%, and the return on assets is 0.13%.

Yes. AUBURN SAVINGS BANK FSB is FDIC-insured (Certificate #28288). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

Last updated: