ASCENDIA BANK
GLEN ROCK, NEW JERSEY · FDIC Cert #28729
Capital & Safety Analysis
According to FDIC financial data, ASCENDIA BANK holds a Tier 1 capital ratio of 13.80%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning ASCENDIA BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
ASCENDIA BANK shows strong financial health indicators. With $386M in assets and a Health Score of 70/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
ASCENDIA BANK has a Bank Health Score of B (70/100). It holds a Tier 1 capital ratio of 13.80%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
ASCENDIA BANK holds $386M in total assets and $283M in total deposits. It is located in GLEN ROCK, NEW JERSEY (FDIC Certificate #28729).
ASCENDIA BANK has a Tier 1 capital ratio of 13.80%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.11%, and the return on assets is -0.27%.
Yes. ASCENDIA BANK is FDIC-insured (Certificate #28729). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.