ARTHUR STATE BANK
UNION, SOUTH CAROLINA · FDIC Cert #15085
Capital & Safety Analysis
According to FDIC financial data, ARTHUR STATE BANK holds a Tier 1 capital ratio of 11.54%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning ARTHUR STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
ARTHUR STATE BANK shows strong financial health indicators. With $753M in assets and a Health Score of 78/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
ARTHUR STATE BANK has a Bank Health Score of B (78/100). It holds a Tier 1 capital ratio of 11.54%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
ARTHUR STATE BANK holds $753M in total assets and $664M in total deposits. It is located in UNION, SOUTH CAROLINA (FDIC Certificate #15085).
ARTHUR STATE BANK has a Tier 1 capital ratio of 11.54%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.54%, and the return on assets is 0.94%.
Yes. ARTHUR STATE BANK is FDIC-insured (Certificate #15085). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.