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BankHealth

ARMSTRONG COUNTY BLDG&LA

FORD CITY, PENNSYLVANIA · FDIC Cert #29471

A
Health Score
83/100
$93M
Total Assets
$78M
Total Deposits
30.36%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, ARMSTRONG COUNTY BLDG&LA holds a Tier 1 capital ratio of 30.36%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning ARMSTRONG COUNTY BLDG&LA has a strong buffer to absorb potential losses.

Key Financial Metrics

1.21%
Nonperforming Loans
Moderate — some loan stress
38.14%
Liquidity Ratio
Strong — can meet withdrawal demands
-0.45%
Return on Assets
Negative — losing money
$78M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

ARMSTRONG COUNTY BLDG&LA shows strong financial health indicators. With $93M in assets and a Health Score of 83/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

ARMSTRONG COUNTY BLDG&LA has a Bank Health Score of A (83/100). It holds a Tier 1 capital ratio of 30.36%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

ARMSTRONG COUNTY BLDG&LA holds $93M in total assets and $78M in total deposits. It is located in FORD CITY, PENNSYLVANIA (FDIC Certificate #29471).

ARMSTRONG COUNTY BLDG&LA has a Tier 1 capital ratio of 30.36%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.21%, and the return on assets is -0.45%.

Yes. ARMSTRONG COUNTY BLDG&LA is FDIC-insured (Certificate #29471). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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