AMERICANA COMMUNITY BANK
SLEEPY EYE, MINNESOTA · FDIC Cert #8205
Capital & Safety Analysis
According to FDIC financial data, AMERICANA COMMUNITY BANK holds a Tier 1 capital ratio of 12.47%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning AMERICANA COMMUNITY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
AMERICANA COMMUNITY BANK shows strong financial health indicators. With $175M in assets and a Health Score of 79/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
AMERICANA COMMUNITY BANK has a Bank Health Score of B (79/100). It holds a Tier 1 capital ratio of 12.47%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
AMERICANA COMMUNITY BANK holds $175M in total assets and $140M in total deposits. It is located in SLEEPY EYE, MINNESOTA (FDIC Certificate #8205).
AMERICANA COMMUNITY BANK has a Tier 1 capital ratio of 12.47%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.04%, and the return on assets is 0.78%.
Yes. AMERICANA COMMUNITY BANK is FDIC-insured (Certificate #8205). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.