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BankHealth

AMERICAN NB OF MINNESOTA

BAXTER, MINNESOTA · FDIC Cert #26499

C
Health Score
63/100
$459M
Total Assets
$335M
Total Deposits
12.65%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, AMERICAN NB OF MINNESOTA holds a Tier 1 capital ratio of 12.65%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning AMERICAN NB OF MINNESOTA has a strong buffer to absorb potential losses.

Key Financial Metrics

0.27%
Nonperforming Loans
Low — healthy loan portfolio
4.84%
Liquidity Ratio
Low — potential liquidity stress
0.94%
Return on Assets
Low profitability
$335M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

AMERICAN NB OF MINNESOTA shows average financial health. While not alarming, its Health Score of 63/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

AMERICAN NB OF MINNESOTA has a Bank Health Score of C (63/100). It holds a Tier 1 capital ratio of 12.65%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

AMERICAN NB OF MINNESOTA holds $459M in total assets and $335M in total deposits. It is located in BAXTER, MINNESOTA (FDIC Certificate #26499).

AMERICAN NB OF MINNESOTA has a Tier 1 capital ratio of 12.65%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.27%, and the return on assets is 0.94%.

Yes. AMERICAN NB OF MINNESOTA is FDIC-insured (Certificate #26499). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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