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BankHealth

AMERICAN NATION BANK

ARDMORE, OKLAHOMA · FDIC Cert #24472

C
Health Score
55/100
$662M
Total Assets
$552M
Total Deposits
0.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Critically Undercapitalized

According to FDIC financial data, AMERICAN NATION BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject AMERICAN NATION BANK to additional regulatory scrutiny.

Key Financial Metrics

0.57%
Nonperforming Loans
Low — healthy loan portfolio
25.50%
Liquidity Ratio
Strong — can meet withdrawal demands
1.46%
Return on Assets
Profitable — earning well on assets
$552M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

AMERICAN NATION BANK shows average financial health. While not alarming, its Health Score of 55/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

AMERICAN NATION BANK has a Bank Health Score of C (55/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

AMERICAN NATION BANK holds $662M in total assets and $552M in total deposits. It is located in ARDMORE, OKLAHOMA (FDIC Certificate #24472).

AMERICAN NATION BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.57%, and the return on assets is 1.46%.

Yes. AMERICAN NATION BANK is FDIC-insured (Certificate #24472). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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