AMERICAN METRO BANK
CHICAGO, ILLINOIS · FDIC Cert #34334
Capital & Safety Analysis
According to FDIC financial data, AMERICAN METRO BANK holds a Tier 1 capital ratio of 18.49%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning AMERICAN METRO BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
AMERICAN METRO BANK shows strong financial health indicators. With $93M in assets and a Health Score of 79/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
AMERICAN METRO BANK has a Bank Health Score of B (79/100). It holds a Tier 1 capital ratio of 18.49%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
AMERICAN METRO BANK holds $93M in total assets and $75M in total deposits. It is located in CHICAGO, ILLINOIS (FDIC Certificate #34334).
AMERICAN METRO BANK has a Tier 1 capital ratio of 18.49%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.77%.
Yes. AMERICAN METRO BANK is FDIC-insured (Certificate #34334). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.