AMERICAN COMMERCIAL B&T NA
OTTAWA, ILLINOIS · FDIC Cert #3719
Capital & Safety Analysis
According to FDIC financial data, AMERICAN COMMERCIAL B&T NA holds a Tier 1 capital ratio of 9.62%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning AMERICAN COMMERCIAL B&T NA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
AMERICAN COMMERCIAL B&T NA shows average financial health. While not alarming, its Health Score of 62/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
AMERICAN COMMERCIAL B&T NA has a Bank Health Score of C (62/100). It holds a Tier 1 capital ratio of 9.62%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
AMERICAN COMMERCIAL B&T NA holds $1.6B in total assets and $1.4B in total deposits. It is located in OTTAWA, ILLINOIS (FDIC Certificate #3719).
AMERICAN COMMERCIAL B&T NA has a Tier 1 capital ratio of 9.62%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.72%, and the return on assets is 1.46%.
Yes. AMERICAN COMMERCIAL B&T NA is FDIC-insured (Certificate #3719). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.