AMERICAN COMMERCE BANK NA
BREMEN, GEORGIA · FDIC Cert #57686
Capital & Safety Analysis
According to FDIC financial data, AMERICAN COMMERCE BANK NA holds a Tier 1 capital ratio of 16.58%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning AMERICAN COMMERCE BANK NA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
AMERICAN COMMERCE BANK NA shows strong financial health indicators. With $483M in assets and a Health Score of 67/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
AMERICAN COMMERCE BANK NA has a Bank Health Score of B (67/100). It holds a Tier 1 capital ratio of 16.58%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
AMERICAN COMMERCE BANK NA holds $483M in total assets and $395M in total deposits. It is located in BREMEN, GEORGIA (FDIC Certificate #57686).
AMERICAN COMMERCE BANK NA has a Tier 1 capital ratio of 16.58%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.25%, and the return on assets is 1.72%.
Yes. AMERICAN COMMERCE BANK NA is FDIC-insured (Certificate #57686). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.