AMERICAN CMTY BANK OF IN
SAINT JOHN, INDIANA · FDIC Cert #29878
Capital & Safety Analysis
According to FDIC financial data, AMERICAN CMTY BANK OF IN holds a Tier 1 capital ratio of 10.81%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning AMERICAN CMTY BANK OF IN has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
AMERICAN CMTY BANK OF IN shows strong financial health indicators. With $379M in assets and a Health Score of 69/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
AMERICAN CMTY BANK OF IN has a Bank Health Score of B (69/100). It holds a Tier 1 capital ratio of 10.81%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
AMERICAN CMTY BANK OF IN holds $379M in total assets and $346M in total deposits. It is located in SAINT JOHN, INDIANA (FDIC Certificate #29878).
AMERICAN CMTY BANK OF IN has a Tier 1 capital ratio of 10.81%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.80%, and the return on assets is 0.93%.
Yes. AMERICAN CMTY BANK OF IN is FDIC-insured (Certificate #29878). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.