AMERICAN BANK&TRUST CO INC
BOWLING GREEN, KENTUCKY · FDIC Cert #35568
Capital & Safety Analysis
According to FDIC financial data, AMERICAN BANK&TRUST CO INC holds a Tier 1 capital ratio of 10.42%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning AMERICAN BANK&TRUST CO INC has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
AMERICAN BANK&TRUST CO INC shows strong financial health indicators. With $816M in assets and a Health Score of 66/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
AMERICAN BANK&TRUST CO INC has a Bank Health Score of B (66/100). It holds a Tier 1 capital ratio of 10.42%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
AMERICAN BANK&TRUST CO INC holds $816M in total assets and $707M in total deposits. It is located in BOWLING GREEN, KENTUCKY (FDIC Certificate #35568).
AMERICAN BANK&TRUST CO INC has a Tier 1 capital ratio of 10.42%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.20%, and the return on assets is 0.96%.
Yes. AMERICAN BANK&TRUST CO INC is FDIC-insured (Certificate #35568). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.